Trade Commission

I made the mistake of taking out several loans that I cannot paid. I faxed letters stating that they can only contact me though mail, fax, or email. The two Payday loan companies I have not had a problem with but Ameriloan keeps calling me. They agreed to settle my account, which was fine, but refuse to put it in writing. I told them I have to have it in writing and they said they don’t do that. They call 1 every 3 days and also text message me. I told them, well if you don’t send me a written notice that debt is paid in full, then I’m not paying you. I think that’s fair, after all, I need proof that its paid in full. Should I report them for keep calling me.

You are correct for insisting that the terms are in writing….However, it is still within their right to call/contact you…This is not a violation of the law.

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