Trade Commission

READ THIS FOR DETAILS: Here is my story, complete with screen shots, of how e*trade deposited a large sum of money into my account when they were not supposed to, I IMMEDIATELY called it in with NO plans to do anything but rectify the situation, then THEY ADVISED ME THAT THIS COULDN’T BE A MISTAKE and that the money was mine to deal with and that no action would be taken without first contacting me. Then without telling me a thing and me ONLY acting on their advice, they took the $1000 I had originally invested AND MADE ME PAY THEM $218.05 MORE!!! Again, I reported before touching it, had no plans to touch it, but after first calling in as an honest consumer, was advised that they had no fault, basically the customer service guy didn’t have a clue and where he should have confirmed my thoughts that I should not touch it, he actually did just the opposite. E*trade acknowledged their fault but refused to fix the situation when they found they were above the courts and my ability to press them. As if the objective reports you can find all over are not enough, I hope this will help turn you all away from e*trade and force them to accept responsibility, practice integrity and at least adopt a form of customer service. Look elsewhere, the other services are much better.

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If youve been ripped off or scammed, complain to the Federal Trade Commission. It can help put the bad guys out of business. To file a complaint, just go to www.ftc.gov/complaint or call 1-877-FTC-HELP.

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If youve been ripped off or scammed, complain to the Federal Trade Commission. It can help put the bad guys out of business. To file a complaint, just go to www.ftc.gov/complaint or call 1-877-FTC-HELP.

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Executives from Bear Stearns and Lehman Brothers cashed out nearly $2.5 billion between 2000 and 2008, despite the financial crisis. Plus a $62 billion passthrough from AIG. Dylan Ratigan disucsses how to get taxpayers’ money back on Morning Meeting.

Copyright MSNBC 2009

AIG Goldman Sachs Tarp bonuses stimulus regulatory finance financial reform fraud task force windfall profits tax dollar gold silver usdx carry trade Fed Federal Reserve Fannie Mae Freddie Mac trade gap banks small business jobs unemployment collapse Ben Bernanke Tim Geithner taxpayers Treasuries Ron Paul health China Wall Street bankers

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George Seldes (16 November 1890 – 2 July 1995) was an American investigative journalist and media critic.

The Federal Trade Commission (FTC) is an independent agency of the United States government, established in 1914 by the Federal Trade Commission Act. Its principal mission is the promotion of “consumer protection” and the elimination and prevention of what regulators perceive to be harmfully “anti-competitive” business practices, such as coercive monopoly.

The Federal Trade Commission Act was one of President Wilson’s major acts against trusts. Trusts and trust-busting were significant political concerns during the Progressive Era. Since its inception, the FTC has enforced the provisions of the Clayton Act, a key antitrust statute, as well as the provisions of the FTC Act, 15 U.S.C. § 41 et seq. Over time, the FTC has been delegated the enforcement of additional business regulation statutes and has promulgated a number of regulations (codified in Title 16 of the Code of Federal Regulations).

Tobacco is an agricultural product processed from the leaves of plants in the genus Nicotiana. It can be consumed, used as an organic pesticide, and in the form of nicotine tartrate it is used in some medicines. In consumption it most commonly appears in the forms of smoking, chewing, snuffing, or dipping tobacco, or snus. Tobacco has long been in use as an entheogen in the Americas. However, upon the arrival of Europeans in North America, it quickly became popularized as a trade item and as a recreational drug. This popularization led to the development of the southern economy of the United States until it gave way to cotton. Following the American Civil War, a change in demand and a change in labor force allowed for the development of the cigarette. This new product quickly led to the growth of tobacco companies until the scientific controversy of the mid-1900s.

There are many species of tobacco, which are all encompassed by the plant genus Nicotiana. The word nicotiana (as well as nicotine) was named in honor of Jean Nicot, French ambassador to Portugal, who in 1559 sent it as a medicine to the court of Catherine de Medici.

Because of the addictive properties of nicotine, tolerance and dependence develop. Absorption quantity, frequency, and speed of tobacco consumption are believed to be directly related to biological strength of nicotine dependence, addiction, and tolerance. The usage of tobacco is an activity that is practiced by some 1.1 billion people, and up to 1/3 of the adult population. The World Health Organization reports it to be the leading preventable cause of death worldwide and estimates that it currently causes 5.4 million deaths per year. Rates of smoking have leveled off or declined in developed countries, however they continue to rise in developing countries.

Tobacco is cultivated similarly to other agricultural products. Seeds are sown in cold frames or hotbeds to prevent attacks from insects, and then transplanted into the fields. Tobacco is an annual crop, which is usually harvested in a large single-piece farm equipment. After harvest, tobacco is stored to allow for curing, which allow for the slow oxidation and degradation of carotenoids. This allows for the agricultural product to take on properties that are usually attributed to the “smoothness” of the smoke. Following this, tobacco is packed into its various forms of consumption which include smoking, chewing, sniffing, and so on.

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Scam artists use a number of elaborate schemes to get your money, and many involve money transfers through companies like Western Union and MoneyGram. According to the Federal Trade Commission (FTC), the nations consumer protection agency, money transfers may be useful when you want to send funds to someone you know and trust — but theyre completely inappropriate when youre dealing with a stranger.

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Cappnonymous helps to expose ebay once again.
Links found here:

COURT SAYS EBAY IS A CRIMINAL ENTERPRISE. SERIOUSLY.
http://tinyurl.com/lonupe
http://preview.tinyurl.com/lonupe

A Cheat Sheet of eBay’s Pending Announcement
http://tinyurl.com/ngghtx
http://preview.tinyurl.com/ngghtx

Where to Complain by Ming The Merciless:
1. US Department of Justice (DoJ)
Anti Trust Division
950 Pennsylvania Avenue, NW
Washington, DC 20530
E-mail: antitrust.atr@usdoj.gov

How to submit a complaint:

http://www.usdoj.gov/atr/contact/newcase.htm

2. Federal Trade Commission (FTC)
Consumer Response Center
600 Pennsylvania Avenue, NW
Washington, DC 20580

Mission: The Federal Trade Commission is the nation’s consumer protection agency. The FTC’s Bureau of Consumer Protection works For The Consumer to prevent fraud, deception, and unfair business practices in the marketplace.

The Bureau:

–Enhances consumer confidence by enforcing federal laws that protect consumers

–Empowers consumers with free information to help them exercise their rights and spot and avoid fraud and deception

–Wants to hear from consumers who want to get information or file a complaint about fraud or identity theft

To report a company for a pattern and practice of suspected fraud:

1-877-382-4357

CAUTION: The FTC doe NOT resolve individual consumer complaints. Please confine your remarks whether verbal or written to ebay/PayPal policies you believe are illegal.

Online fraud complaint form:

https://www.ftccomplaintassistant.gov/

3. Securities and Exchange Commission
SEC Complaint Center
100 F Street NE
Washington, D.C. 20549-0213

http://www.sec.gov/divisions/enforce.shtml

Above link includes information about insider trading and sending tips and complaints.

1. Insider trading: http://www.sec.gov/divisions/enforce/insider.htm
2. Tips and Complaints: http://www.sec.gov/complaint.shtml

Online complaint forms: http://www.sec.gov/complaint/selectconduct.shtml

Hypthetically, if I were filing an SEC complaint, I’d strongly consider:

–False or misleading statements about a company (including false or misleading SEC reports or financial statements)

5. Rep. Henry Waxman (D-CA)
Chairman
House Energy and Commerce Committee
2204 Rayburn
House Office Building
Washington, D.C. 20515
Telephone (202) 225-3976
Fax (202) 225-4099

LOS ANGELES OFFICE
8436 West Third Street, Ste 600
Los Angeles, CA 90048
Telephone 1 (310) 652-3095
Telephone 2 (818) 878-7400
Telephone 3 (323) 651-1040
Fax (323) 655-0502

http://waxman.house.gov/

6. Attorney Generals Office
California Department of Justice
Attn: Consumer Protection Division
P.O. Box 944255
Sacramento, CA 94244-2550
(916) 322-3360

http://ag.ca.gov/contac/complaint_form.php?cmplt=CL

7. Attorney General’s Office
2115 State Capitol
Lincoln, NE 68509

Consumer Protection Division: 800) 727-6432

Online complaint form:

http://www.ago.ne.gov/consumer/emailform/consumer_complaint.htm

Specific consumer complaints to the Attorney Generals against ebay/PayPal should be directed to the California and Nebraska Attorney general’s Office Division of Consumer complaints. Complaints could include PayPal holds on seller funds, ebay billing issues, PayPal confiscation of seller property, etc. PayPal complaints should be directed to both attorney generals’ office, and ebay complaints should be sent to California.

General comments:

– Emails and phone calls are fine, but SNAIL MAIL has more impact. PLEASE send all complaints with regular USPS mail.

– When filing and mailing WRITTEN complaints, spring for an extra envelope and stamp and send a copy to the San Jose Better Bureau. Little will come of it, BUT ebay MUST file a written response.

– Rep. Waxman has the ability to hold public hearings on the conduct of a business or industry. He has the power to subpoena executives past and present, past and present rank and file employees, and records. Consider the possibilities

8. San Jose Better Business Bureau
1112 S. Bascom Ave.
San Jose, CA 95128
Phone: (408) 278-7400

9. Ebay operates in all 50 states. Therefore sending copies of complaints or filing directly with your state’s attorney general’s office will make a difference if they receive enough complaints. Your can find your attorney general and consumer protection
information by using a search engine using these keywords (Your state) Attorney General Consumer Protection.

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ALLIANCE, OH – The Ohio Attorney General’s office says it has received 277 consumer complaints against Courtesy Autoworld and Courtesy Kia of Alliance.

Many of the complaints involve failure to pay off traded-in vehicles and failure to deliver certificates of title on time to obtain license plates.

Clip courtesy www.wkyc.com (Aug 6, 2009).

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ALLIANCE, OH – The Ohio Attorney General’s office says it has received 277 consumer complaints against Courtesy Autoworld and Courtesy Kia of Alliance.

Many of the complaints involve failure to pay off traded-in vehicles and failure to deliver certificates of title on time to obtain license plates.

Clip courtesy www.wkyc.com (Aug 6, 2009).

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Bill O’Reilly has finally begun to expose this Cap and Trade fraud that will tax the average American family up to $3,000 a year when all of the extra cost involved is added up; it will tax your very existence, while those at Goldman Sachs live it up with the money that you and your family pay in extra energy costs. This will be the ultimate looting of the American people, and you’ll have the democrats to thank.

Not only will you have to pay these high energy prices and increased product costs, you may lose your job as an added bonus. But wait, there’s more! This cap and trade law will not even accomplish its goal of lowering total carbon emissions because China, India, Mexico, etc, have all said to Obama, screw you, we’re not going to do it; we want our economies to get bigger, not shrink like yours is going to do. So let me see, we’re going to pay higher energy prices, lose jobs, and for what, to make some fat cats at Goldman Sachs rich? We are about to be hosed.
jbranstetter04

“You know, when I was asked earlier about the issue of coal, uh, you know — Under my plan of a cap and trade system, electricity rates would necessarily skyrocket. Even regardless of what I say about whether coal is good or bad. Because Im capping greenhouse gases, coal power plants, you know, natural gas, you name it — whatever the plants were, whatever the industry was, uh, they would have to retrofit their operations. That will cost money. They will pass that money on to consumers.”
—Barack Obama, January 2008

Cap-and-Trade is a job killer

I’ve had a family member remind me that one study of the Cap-and-Trade bill that passed in the House of Representatives recently claimed that the average family of four would see only a modest $300 per year increase in their energy bills. More than a few people have used this as a sign that the bill will not impact the economy heavily.
Sadly, the damage from Cap-and-Trade is not going to be from its direct impact. The bill in any form will quickly prove to be a job killer as the regulations and costs it imposes on manufacturing and logistics drives businesses to move operations out of the country.
There are too many elements of this to list them all, but there are three that generate the largest push for companies to move their operations. The first is the fact that as the cost of energy increases due to the effects of Cap-and-Trade, the competitive advantage a nation such as China, which has refused to participate in any carbon reduction treaties, has against US based manufacturers grows. This is obvious, but its not just the direct energy costs that come into play. Energy availability also becomes a factor as companies planning large expansions of factories must consider if the local power supply is sufficient. Right now Austin, Texas, which created a major program to sell wind-derived electricity through the local utility company, has discovered that the inability of the wind-farms to ramp up production to meet the growing need of customers has increased the cost of the green energy enough to make it uncompetitive in the local market. This was noted in an article published at the statesman.com website, which noted:
The reason is that GreenChoice prices have risen more than fivefold since the program started. GreenChoice now would add about $58 a month to the electricity bill of an average home.
Businesses need to be able to control their costs and plan for profitability. The massive disruption of the energy production market that Cap-and-Trade would cause is not going to be welcomed by companies needing cost certainty. For many manufacturers moving operations to China or India, which will have no carbon controls and therefore less expensive and more abundant energy is not a difficult choice…..

http://www.examiner.com/x-2988-San-Diego-Economy-Examiner~y2009m7d14-CapandTrade-is-a-job-killer

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